Tag Archives: milwaukee

Interest Rate Shopping & Credit Scores

Perhaps the most frequent question I get about credit scores pertains to multiple inquiries. Those shopping for a mortgage are often hesitant to apply at multiple banks for fear of seeing their credit score fall.  This article – straight from … Continue reading

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The Mystery of Credit Scores

I’ll admit it.  After more than a thousand mortgage loans in 10 years, I’m often perplexed by the formulas used by the major credit agencies that provide mortgage lenders – and other credit issuers – with consumer scores.  Though I’m … Continue reading

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Buying a home? Consider WHEDA!

Rumor has it that it’s more difficult than ever to finance a home purchase these days. Most of what I hear in that regard is fairly exaggerated – or completely false. After 10 years of originating mortgages, I can plainly … Continue reading

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Servicing “Retained?”

What does servicing retained mean?   Simply put…  great local customer service… Years ago, the mortgage industry as a whole seemed simple, didn’t it?  If you wanted a mortgage to buy a home or refinance, you’d visit your local bank, apply … Continue reading

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