Author Archives: Melissa Zavadil

Five Tips for First Time Homebuyers

Spring is the start of home buying season as well as wedding season. After many couples walk down the aisle, they begin saving for their first home. According to a study by the National Realtor’s Association, 33% of recent homeowners … Continue reading

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5 Simple Steps to Save Successfully this America Saves Week

By: Tammy Greynolds, America Saves Communications Coordinator America Saves Week (February 23 – 28, 2015) is an annual opportunity for individuals to assess their savings and take financial action. America Saves’ mantra – and the focus for America Saves Week … Continue reading

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This America Saves Week: Take Your Financial Future into Your Own Hands

By: Katie Bryan, America Saves Communications Director America Saves Week, February 23 – 28, 2015, is the perfect time to review your finances, set your savings goals for the year, and set up a system that will allow you to … Continue reading

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7 Ways to Turn Saving Money into a Habit

By: Brittany Lyte, Wise Bread The spending and saving habits of your past don’t define your future — your current ones do. And this America Saves Week is a great time to start with a clean slate. Hitting the reset … Continue reading

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Step 1: Complete a Mortgage Pre-Approval

Have you been thinking about diving into the housing market? Then it sounds like the perfect time to GET YOUR DUCKS IN A ROW with Great Midwest Bank! The mortgage process may seem overwhelming from the outside, but from our … Continue reading

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Should a Home Seller Pay the Buyer’s Closing Costs?

Assisting a buyer with paying all or part of their closing costs may just be the ticket to getting your home sold—even in a hot market. Depending on the buyer, they are usually required to make a minimum down payment. … Continue reading

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11 Questions to Ask Yourself If You Are Thinking of Selling “For-Sale-By-Owner”

When the time comes that you decide you want to sell your home, the question you might ask yourself is, “Should I list my home with a Realtor or try to sell it myself?” The choice is yours. However, we … Continue reading

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4 Reasons to Use A Piggy Bank (And What To Do Once It’s Full)

In an effort to further encourage all of our customers to follow our 2015 financial resolutions, we wanted to highlight one of the easiest, most convenient ways to save: the piggy bank. Every person receives a piggy bank at some … Continue reading

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Places Where Germs Hang Out

Bacteria is everywhere—and most people talk about it in terms of making sure your bathroom is kept germ free (if that’s ever possible). However, there are other places in the home to consider. Door Knobs and Light Switches – Use disinfecting … Continue reading

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Finding Lost Money

Did you accidentally leave some money stashed away in a savings account following a long distance move?  Or do you think a deceased loved-one had an insurance policy that never got paid? Maybe even stocks, bonds and retirement accounts? Here are … Continue reading

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Selling Your Home? Don’t Overprice it!

We recently read an article about why sellers overprice their homes. You may not be thinking of selling your home any time soon, but we thought this was a good reminder that when it comes time for you to do … Continue reading

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2015 Financial Resolutions

With the start of a New Year comes a new opportunity to set financial goals for yourself. Many New Year’s resolutions relate to exercise, work-life balance, or being less connected to technology.  We are also encouraging you to take on … Continue reading

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Have a Simply…Local, Simply…Merry Christmas!

There’s not too much we love more around here than the holiday season! If you’re following us on Facebook, you’ve most likely seen us getting into the holiday spirit in more ways than one this year. Why do we love … Continue reading

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The Credit Scoring Mystery

How your credit score is calculated is like the secret formula for Coke –  the average consumer doesn’t really know! However, FICO has provided five categories that are considered when determining a credit score. Payment History: 35% Length of Credit … Continue reading

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All Credit Scores are Not the Same

Credit scores are one of those things that has consumers (and sometimes lenders) scratching their heads and saying “How did they come up with THAT credit score?” The one you hear about the most are FICO scores (acronym for the … Continue reading

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OUR CUSTOMERS ARE SO GREAT!

Over the last couple of months, we’ve been asking one very clear and simple question: “What Makes Great Midwest Bank…GREAT?” From comments and reviews on social media to over 300 completed customer surveys, we’ve received some truly GREAT responses. I … Continue reading

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Tips for Hosting Thanksgiving

From setting the dinner table to putting up holiday decorations, there is plenty to do this time of year. Planning to host Thanksgiving dinner? Well, then there’s even more work to get done. Lucky for you, you’ve made it to … Continue reading

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How to Shop for a Real Estate Agent that’s Right for You!

Buying or selling a home can be exciting.  But it can also be a mixture of fear, anxiety and anticipation because it means a new chapter in your life. So, choosing the right real estate agent is one of the … Continue reading

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Is it Time to Build a Home? Questions to Ask Yourself!

There comes a time in your life when you might ask yourself, “Is it time to build a new home?” It can be a tough decision. Your current home may be “good enough.” Or you look around and there are … Continue reading

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How a Great Real Estate Agent Can Help You Buy Your Next Home

Over the years, we’ve worked with a few truly great real estate agents that have helped friends and customers through the home buying process. There are a lot of good Realtors in our communities, but if you’re hoping to work … Continue reading

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